It amazes me that more people are not taking advantage of this fabulous new technology. There are applications that can turn your smart into a mobile credit card machine. This will allow many business to really get out there and pound the pavement and accept new business in ways they couldn't afford to before. It's really inexpensive and rates can be especially low if you are swiping the credit card. You can now avoid having to lease or purchase a very expensive wireless credit card reader and also pay wireless fees. This technology is a must for people who accept credit cards on the go i.e. plumbers, electricians or even people who simply want to sell outdoors. You no longer have to carry a laptop either. This technology can be used on droid and Iphone, Itouch type phones. You do need to open a merchant account to get one but that's easier than opening up a bank account in most cases.